flood insurance

YOUR questions answered

Floods are the nation’s most common and costly natural disaster and cause millions of dollars in damage every year.  Floods can happen anywhere--More than 20 percent of flood claims come from properties outside the high risk flood zone.  The Federal government requires federally regulated or insured lenders to require flood insurance on mortgaged properties that are located in areas at high risk of flooding. But even if your property is not in a high risk flood area, your mortgage lender may still require you to have flood insurance.

Florida is well known to flooding due to hurricanes. Homeowners and renters insurance does not typically cover flood damage.

We can answer your questions about the National Flood Insurance program or other flood insurance coverages you may need. 



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Thx again" Edwin E.